Terms of Service

By using this website or applying for membership or loan services, you agree to be bound by these Terms of Service.

TrustFinance is a registered cooperative society, not a commercial bank. It is governed by the Nigerian Cooperative Societies Act and applicable state cooperative laws.

Users must be at least 18 years of age. Membership requires meeting the cooperative's registration requirements as published from time to time.

This website is provided for information and enquiry purposes. It does not constitute a binding offer of financial services. All applications are subject to review and approval by the cooperative.

Application submissions via WhatsApp are preliminary. Formal processing begins only upon submission of the required documents and payment of registration fees.

All information provided on this website is believed to be accurate at the time of publication but may change. Interest rates, fees and product terms are subject to change and will be confirmed at the point of application.

Nothing on this website constitutes financial advice. Members are encouraged to seek independent advice before making material financial commitments.

All content on this website is the property of TrustFinance Thrift and Credit Cooperative Society Limited and may not be reproduced without permission.

The cooperative is not liable for decisions made solely on the basis of information found on this website.

Disputes shall first be addressed through the cooperative's internal complaints procedure. Unresolved disputes shall be referred to the relevant Cooperative Tribunal or competent Nigerian courts.

These terms may be updated from time to time. Continued use of the website constitutes acceptance of the updated terms.