About & Governance
The values, leadership and safeguards behind TrustFinance Thrift and Credit Cooperative Society Limited.
Our Mission
To provide affordable and accessible financial services that empower individuals and SMEs, promote entrepreneurship, and drive sustainable economic growth across Nigeria.
Our Vision
To become Nigeria's most trusted cooperative finance institution, recognized for transforming lives and businesses through innovative, inclusive, and affordable financial solutions.
Built On Trust, Driven By Members
TrustFinance was founded to bridge a long-standing gap in affordable, member-owned finance for Nigeria's entrepreneurs and salaried earners. Operating as a registered cooperative society, we pool member savings and channel them into productive credit that strengthens households and small businesses alike.
Our commitment to financial inclusion is rooted in disciplined governance, transparent reporting and a deep respect for the communities we serve. [Replace with final client copy.]
Our Governance Structure
Board of Directors
Responsible for overall policy, strategic direction and regulatory compliance of the cooperative.
Credit Committee
Reviews and approves all loan applications and enforces consistent credit risk standards.
Audit Committee
Oversees financial reporting, internal controls and the annual external audit process.
Risk Management Committee
Identifies and mitigates financial, operational and reputational risks across the cooperative.
Your Funds Are Safe With Us
15–20% Liquidity Reserve
Minimum liquidity ratio maintained at all times on all deposits.
Loan Loss Provision
A dedicated fund buffers against default risk on the loan portfolio.
Annual External Audit
Independent auditors verify all accounts and financial statements quarterly.